1. Step 01 – Perfection!

    Follow these 10 steps to be a TOP scorer in exams. The most committed mistake is the one that we often under-estimate. The first step to the path of a TOP Scorer is perfection. We teachers tend to mark you high for your perfect presentation. Believe me, 90% of paper valuation depends on the neatness of the paper than its content.

  2. Step 2 – Content of the Answer

    The Second most important aspect of your answers is content. 

  3. Step 3 – Grammar

    The third Step is Grammar. A poor grammar shouts your incompetence. Teachers, especially language teachers, have a reasonable prejudice. You will definitely score a poor mark. Sharpen your grammar skills such as Reported Speech and visit our page, Common Errors

  4. Step 4 – Planning

    Before writing the answer, plan well. Analyse the points you are going to write. Count how many you know, how many you are not sure about and how many you think are incorrect. Write only what you think is correct. See How to Write Answers.

  5. Step 5 – Listen to the Question

The Ailing Planet – Nani Palkhiwala

We study hard so that we get a good, ground-breaking degree. We secure a job with a degree certificate and earn $10,000 per month. We marry the best models in the locality and have children - one, two, three, four, or whatever. And then? We send them to the best schools, train them to get a better degree, say robotics or Space Engineering. What next? Sure that they will have enough oxygen to breathe and water to drink and fire to cook?

Hi, Reader

This article is one of the best I have ever read. Read it carefully.


More than ever the planet earth is losing its vitality and freshness. Due to human development activities throughout the globe the earth has become highly polluted, highly irreparable and highly damaged. We have taken out petroleum, coal and a lot of natural resources from the earth. We have removed more than half of world’s vegetation and emitted large quantity of carbon and a lot of other chemicals. We have destroyed marine life and made rivers dry. Moreover our greed for more and more wealth resulted in depleting the protective ozone layer and invited all harmful rays to the earth’s surface. Besides, we have brought out a great imbalance between humans and the other species of the earth.

Human beings are the only ones who attend schools yet they are the only ones who have learnt nothing to save the earth!


  • The earth is an ailing, dying planet.
  • Human development process brought the planet to the verge of dying.
  • Human beings are the most dangerous animals among the millions of other specie.
  • We have been exploiting this planet recklessly by building cities, by clearing forests and by a number of other activities including mining.
  • We have caused the depletion of the four major resources – forests, grasslands, crop lands and fisheries.
    • Fisheries collapse – Over fishing
    • Forest disappears – For firewood for cooking; with the arrival of the humans marks end of forests and the appearance of deserts; we are losing 1.5 acres/second
    • Grasslands are converted to barren wasteland
    • Crop land deteriorate.
  • For long we hadn’t been aware of our responsibilities to the planet’s health but the Green Movement marked the beginning.
  • The Green Movement corrected some of our incorrect judgment in connection with our understanding of the planet.
  • We are not the owners of this planet. We are not the bosses but partners in survival.
  • We should understand that it is our duty to leave the earth serene. We don’t own the planet, not an acre land; we live in a rented planet and therefore have no rights to construction or destruction.
  • Population control is the foremost remedy.
  • It is time for the most populated countries in the world – India the “worst example,” are we giving birth to more people or more burden?
    • It claims that forests are to be preserved but deforestation thrives here without any control.
    • India loses 3.7 million acres of forests every year. May be more?
    • In India there are “reserved forests” but most of these forests are virtually treeless.
Meaning of some important terms
  • Inter alia – Among the other things
  • Decimate – Destroy; kill; wipe out
  • Patrimony – Valuables inherited from one’s father
  • Endeavor – Attempt
  • Anguish – Pain
  • Bounded labor – Forced labour
  • Catastrophic – Dangerous
  • Sustainable development – Development without hampering the resources meant for the coming generation
  • Holistic view of the earth – Placing the earth’s welfare in the first place
  1. Why is the earth said to be an ailing planet?
    Due to the insensitive exploitation by humans for his survival and development, the earth has lost almost all its vital resources. With drying rivers, depleting and polluted environment and deteriorating forests and greenery, the earth is now breathing hard for its survival and thus it is an ailing planet.
  2. “We have shifted from the mechanistic view to a holistic and ecological view of the world.”
    In the past, people were not aware of the pace of environmental degradation that the earth was undergoing.
  3. “It is shift in human perceptions as revolutionary as that introduced by Copernicus who taught mankind in the sixteenth century that the earth and the other planets revolved round the sun. What was revolutionary about the two shifts mentioned above?
    The two shifts mentioned in the context are the two discoveries – that the earth was not the center of the universe, and, that the earth was a living, breathing organism that need to be taken care of.
  4. What is the significance of Green Movement in the modern world?
    The Green Movement that was found in New Zealand in the year 1972 brought a great awareness to the humanity. It taught us that we are just partners on the earth having equal rights to inhabit this planet as any other living organism has. Having learnt this, human beings worldwide stopped large amount of destruction that it used cause upon the earth. People realized that the earth’s existence was threatened and began to do whatever was possible by each individual and each nation.
  5. What did the most dangerous animal on the earth learn in the recent time?
    The most dangerous animal, man, has learnt in the recent years a new lesson – that he is not the master of the planet but just one among the rest of the animals and trees, plants and insects, who should live like a partner in survival, the safeguard, trustee of the earth.
  6. What was the question raised by the First Brandt Commission? What does it suggest? What is the significance of this question?
    The first Brandt Report raised the question, “Are we going to leave behind for our successors a scorched planet of advancing deserts, impoverished landscapes and ailing planet?” This question finds an answer in our minds but we quite conveniently forget this answer. It has been proved in the recent years that the earth is becoming hotter planet every year and another ice-age is under way. This question is still significant and will remain significant until the only schooled animal of the earth stops his war against the planet.
  7. “What goes under the pot now costs more than what goes inside it.” Explain. 
    With a growing population and the pace of the global developments taking wings, the cost of food touched a new height, all time high. Amazingly, the cost of cooking-gas overtook that of food-grains, fish, meat and vegetables, thus the fuel to cook – gas, firewood and electricity – now costs more than the raw-food.
  8. Why is it said that forest precedes mankind?
    No animal on the planet earth ever caused damage to it but humans have been causing serious destruction upon the earth ever since they had evolved. By cutting down trees for their survival and development, humans have established their monopoly over the other species. Thus, with the coming of humans, the existence of forest was threatened and in their places humans constructed cities and megacities, always at the cost of these forests. As a result, forests are forced to surrender to deserts – that is, the green forests gave space for deserts.
  9. What did Lester Brown mean when he said that we have not inherited this earth from our forefathers, we have borrowed it from our children?
    Lester Brown believes that the present population of the earth has no right to think that the earth is its property. Each one has to believe that he is having full responsibility to keep the earth protected from all kinds of misuse. He has to feel that the earth is a place that he has to return to the generations to come. Brown further furnishes that human beings have no right to misuse the earth because we are accountable to the new generations after us.
  10. How is population-explosion the biggest threat to the existence of the ailing earth?
    Human population is the biggest threat to the existence of the earth. Though it reached a billion in a million years, another billion was added to the world-population in just another hundred years. Every four or five days the world population increases by one million. The effects of this dangerous increase in world population are endless yet the most catastrophic one is our present struggle for existence.
  11. What does the empty cage and the board in the zoo in Lusaka mean?
    In a zoo in Lusaka there is a mirror kept in one of the cages that is said to be the cage of the most dangerous animal in the world. The visitors see their own faces in the mirror and realize that they is that most dangerous animals. The message is that human-beings have proved that they are more dangerous than the wild animals.
  12. What was the question raised by first Brandt Commission?
    The first Brandt Commission raised a very serious question to the humanity regarding its obligations to the ailing planet. It asked if we are to leave our successors a scorched planet of advancing deserts, impoverished landscapes and ailing environment.
  13. What are the four principal biological systems? How are they the foundation of the global economic system?
    The four principal biological systems of the earth are fisheries, forests, grasslands and croplands. In addition to supplying our food, these four systems provide virtually all the raw materials for industry except minerals and petroleum-derived synthetics.
  14. Why is tropical forest called the powerhouse of evolution?
    It is in the heart of the tropical forests where newer plants and animals evolve to more adaptable forms.
  15. How is population responsible for the environmental degradation?
    With rising population, space that nature assigned for forests and animals is occupied by humans for their development and survival. More population means less forests and animals. Unfortunately man’s first choice is nature and it is sadly vulnerable and an easy prey. When cities and megacities occupy the major portion of the earth, the ecological balance is said to be lost.
  16. What does more children mean to the poor section of people of India?
    Poverty is directly caused by illiteracy and lack of awareness. The illiterate and uninformed poor people of India believe that more children bring more income. In fact, more children means more responsibility and more poverty and an unhealthy family and an impoverished individual and society.
  17. What does Mr. Edgar S Woolard mean by assuming the post of his company’s Chief Environment Officer?
    Edgar S Woolard, chairman of DuPont, an international manufacturer, by co-assuming the post of the company’s Chief Environmental Officer (CEO), stands a model for the owners and chairpersons of all the industries worldwide. He implies that the chief motive of an industry is to preserve the stability and life of the earth whereas profit comes next.
  18. Margaret Thatcher says, “No generation has a freehold on this earth. All we have is a life tenancy – with full repairing lease.” How is this statement significant today?
    Everyone says, “it is my land” and “that is your land.” People fight for other territories and encroach the neighbor’s land. It is here what British Prime Minister, Margaret Thatcher’s observation, gains importance. We are not supposed to occupy the earth considering that the planet belongs to us and that we can exploit the planet any way we like. We, on the contrary, h ave to extract the resources so carefully that the generation that comes after us will have a better land and sea, more dense forests, cleaner water and clearer sky.
  19. What are our ethical obligations to the ailing planet?
    Human beings have the greatest obligation to the earth to safeguard this planet from all advancing deterioration and keeping it safe so that it can be handed over to the coming generations to inhabit here peacefully and in the midst of abundance.
  20. How do you explain the concept of sustainable development?
    Sustainable development is the kind of developmental activity that meets the needs of the present, without compromising the ability of future generations to meet their needs. This kind of development is expected to be undertaken without stripping the natural world of its resources that the future generations would need.
  21. How do fisheries, forests, grasslands and croplands form the foundation of global economic system?
    A majority of the world population depends on sea-food for its survival while forests provide firewood for cooking, raw materials for production and timber for construction. Grasslands are the destination of cattle and herds of animals and without them – domestic and wild animals – the global economic system cannot survive. Each one is depending on the other for survival. There are nations, except the gulf countries that depend on petroleum, that solely depend on forests and fisheries and croplands for trade and sustenance. Thus,
  22. Is Indian constitution capable of safeguarding its forests?
    So far, with all the measures adopted, the government has not been able to safeguard its forests effectively. India’s constitution is ostentatiously rich and effective but when it comes to enforcement, it miserably fails or it is not entirely successful.


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  1. Arihant
  2. Oxford

Who hasn’t ever thought of studying in Oxford or Cambridge or in the Harvard University, for a change? If not to study, who hasn’t dreamed of moving to America or Europe or Australia for better opportunities and better life standards? This article details ways and means to make your immigration possible.

To Study Abroad

Exams to different countries
  • IELTS – Canada, Australia

To Settle Down Abroad

Have you suddenly thought of taking a break from your studies? You had always been a bright student and every teacher had a dream about you but suddenly you disappeared after school or college! If it is about you, kindly read this and find a hundred trusted ways to find money for your studies. It is not an advertisement.

Do Banks charge high interest?
  • Banks need to survive but that doesn’t mean that all of them loot you.
  • Usually the rate of interest is greatly affordable as governments support banks that offer education loans.
What about Repayment?
  • In fact you need not much worry about repaying the loan amount because today it is very easy to get a job with good salary/packages.
  • Banks give you sufficient time even after you have started earning.
Major Banks that offer Education Loans

Most Indian banks offer you up to ₹ 20 lakhs. Here are the banks that offer the best loans.

  • Axis Bank
  • Bank of Baroda
  • Canara Bank
  • Credila (HDFC Bank Company)
  • Discover | Loan Policies
  • Wells Fargo | Loan Policies
  • HSBC | Loan Policies
  • Citizen’s Bank | Loan Policies
  • RISLA | Loan Policies

There is a debate – are insurance policies really needed or otherwise. Well, the prime purpose of getting someone or something insured is a way of managing risks on the go. When you take a policy, you pay a fixed amount to the insuring company in return of a big amount of money in case you or your property runs into risks amounting even to death.

Insurance May Help You for the:
  • Safety of your own life, your house, your factory, your business, etc.
  • Proper handling of your vehicle in matters like accident to you and to people whom you can hit while driving.
  • Maintanance of your living standards. It refers to risks related to life and health or sometimes, an unexpected drop in your income.
  • Remember that every part of your body can be insured today.
Insurance May Not Help You
  • Insurance may not always help you. Take this case. You have a monthly income of $ 2000. Out of that you spend $ 300 on your insurance premium.
Education Insurance Policies
  • It goes without saying that education is a prime need for everyone of us – more for a living than just knowledge.
  • Education plans help parents to ensure hassle-free education for their children right from the admission processes.
  • By investing a fraction of your savings, you make sure that your children’s education doesn’t get affected.
  • Here is a list of top insurance companies you can place your trust in.
Paypal Integration
  • PayPal is the most popular gateway that lies between your bank and your customer. When a customer buys an item from your website, money is tranfered to the bank through a gateway such as PayPal.
  • It is to be noticed that all the Indian banks do not support PayPal. Only a couple of Indian banks like Axis, ICICI and HDFC work with PayPal.
  • Banks very well know what you are asking but they will not speak openly.

Who doesn’t like to be the CEO of facebook or Google? If you are a little over creative and hardworking, you can be running a website that millions of people will reach.

Advantages of owning a website

One of the prime advantages of owning a good website is the big money it can generate. Believe me, there are so many people who become very rich with a website that they own.

Who pay you money?
  1. As far as I am concerned, Google Adsense is the number one ad network. All you have to do is to have a good website, get a good traffic like 1000 visitors per day, apply to Google and get approved. Once you are approved by Google, you can create ads and place codes on your site. It is very simple. It is very easy. For any solution, just Google and watch videos. The internet is really full of information.
  2. When your website becomes more popular, say, 10000 visitors per day, people will approach you with their ads. You can display their advertisements on the top or on the sides of your site and charge them for a month or for a year. That’s really big money.
People use Ad Blockers these days. Will that affect?
  1. I have noticed that only 20% of the browsers are using Adblockers. The rest does not mind ads. In addition, you can make the adblocked browsers to disable adblockers.
  2. In the casse of individual advertisers, adblocks will never matter because you are not placing a code in this case.
  3. Hopefully there will be a solution for adblockers very soon. Google may find a solution for that so let’s wait for a while and continue our work.
Okay. Now, how to choose a niche for my site?
  1. A niche tells search engines (Google) and advertisers (Adsense) what your site is all about.
  2. Choosing a niche or genre or subject or theme is very important. Stick to just one because advertisers can see your presence. If you have a number of niches, like education, movies, property, business, loans, law, marriage, dating, etc. all thrown together, advertisers will not be able to see you.
  3. Which are the best niches? It is a little hard to decide that. Use your brain and calculate this way:
    1. What do people search on the site?
    2. How can I make them stay on the site for longer so that their focus will fall on the advertisements.
    3. How can I make them addicted to my site?
Shall I choose WordPress for my site?
What shall I consider while buying a theme?
  1. Themeforest.net
What hosting shall I prefer? Shared or Dedicated?
  1. You will begin with a shared hosting. A shared hosting means you are sharing a super server with hundreds or thousands of websites. The only trouble is shared hosting is pretty slower than dedicated servers. In terms of cost, a shared hosting is very cheap. Well, let’s think of dedicated hosting at an advanced point of time.
  2. There are number of hosting available. Among them netmagic, bluehost, eworld, etc. are really cool. They give us the best services and timely response.
Can you suggest some reliable hosts?
  1. Bluehost.com
  2. Hostgator.com
  3. eWorld.in
Analyzing Site Growth

Next Level is analysing your site’s growth. Using Google Analytics, you can see how many pages of your site are being views, how many visitors are online, where are they from, what are they searching for, etc. Based on this analytics report you can add or remove pages in tune with your viewers’ interest.

Getting Money is here!

Next level is to get connected to adsense. Don’t you want income? If you have some 1000 visitors per day or 3000 page views, you will get approved by Google’s Adsense. In many cases, you can get approval earlier! Once you have been approved, proceed to the adsense login page and sign in with your email account associated with your adsense account. On the top of that page you can locate “my ads.”

Click this and make as many ad units you want. Be careful not to create too many. For best results, create responsive ad units so that ads will automatically change size when your pages are viewed on smaller devices like mobile phones or tabs. Now the last step is to copy the code from the ad unit and paste it in your pages. You will get to know how and where to paste your pages.